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Planned Saving is the Planned Living, Is it? 10 Tips to save money.




SAVE MONEY, 

I know this was a big question that asked by each and every person. I had remembered one very basic memory that I was a child, that time my father gave me a 2 RS each day and I save that 2 RS every day. I am not enough mature to know why I am doing this, because father didn’t say anything to me that you have to save because he gave me that money to do expense.

But one important thing that I know, when my father gave me a 2 RS every day and if I use that money every day for my expense so I satisfied by myself in a limited period. But suppose I save that money in a monthly basis means (2*31 = 62) so I can use that bunch amount of money for my books and some other school expense. I learn how to save money from my childhood days.

Metropolitan city like Mumbai , here everyday people earn and do expense. Basic requirement to live in Mumbai that we have some savings to survive. But the question is not to save, we have to expense.

People needs a luxurious life like Big House, Big Car, having great Bank Balance and every month some big Trips. If we think about this so we have some proper planning. If a person does jobs so it is difficult and if a person does business then too big difficulties. Why I am saying like this because if people leave a job for a week to go for a Trip then boss cut the salary. In business, if we go for a trip then our profit margin goes to reduce. So how to live a life like Luxurious ?

For living luxurious life we don’t require a good job and big business, we require proper planning of savings, am I right?. Yes, if we have a good job and getting a handsome salary but our expenses are too high, so we can't even imagine for living a beautiful life.

Planned Saving is the Planned Living, Is it?

I impress with this quotes. So what are some planned savings? 

There are some 10 Tips to save money 

  • Invest in Mutual Funds, the Best way to do SIP for regular investment habits 
  • Take FD’s (Fixed Deposits) 
  • Take LIC For longer life
  • Open RD’s Account for regular monthly savings.
  • Avoid Credit card system, because it is easy money. 
  • Avoid some bad habits like smoking and from that, you have to save.
  • Adopt cash back offer when you go for shopping like big bazaar and online. 
  • Save little amount regularly on your saving accounts.
  • Avoid to go regularly on CLUB’s and PUB , some time ok.
  • Save Electricity and reduce your electricity bills.

Never spend money if we don’t require, because harder earn money will go easily if we never planned because we know earning money is not easy in a regular manner so we have to save MONEY in a regular intervals.

From today onwards we have to save money for not future but for our satisfaction. Because we never know what happens to us in the future. Be positive and avoid negative. 

SAVE LIFE BY SAVING MONEY.

~Jigs Prajapati


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2 Comments

  1. Nice Article, there is different between saving and investment..

    We should have goals (short term n long term). To achieve those goals (dreams) we need not only to save but to invest in proper assest allocation where we can achieve our goal without worrying inflation.

    God bless you Jigar Bhai.

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  2. Thanks for such a valuable comment, hope this vl helps to all investors

    ReplyDelete